Savings
Checking
IRAs
Loans
Credit Card
ATM / Check Card

 


Account Type Annual Percentage Yield (APY) Annual Percentage Rate (APR)
Regular Savings 0.25% 0.25%
Children’s Savings 0.25% 0.25%
IRA Savings 1.76% 1.75%
Checking 0.00% 0.00%
Super Savers 0.25% 0.25%
Money Market
($2,500 - $9,999) 0.50% 0.50%
($10,000 - $24,999) 1.01% 1.00%
($25,000 - $49,999) 2.00% 1.98%
($50,000 +) 2.27% 2.25%
Certificates
3 month term 2.12% 2.10%
6 month term 2.17% 2.15%
12 month term 2.27% 2.25%
24 month term 2.47% 2.45%
36 month term 2.67% 2.65%

 

 

 

 

 

 

 

 

 

 

 

 

Savings

Regular Shares

  • Open Your Account With An Initial Deposit of $5.00
  • No Monthly Fees
  • Earn Dividends For Average Daily Balance of $250.00 Or More, Posted Monthly
  • Payroll Deduction Is Available

Certificates

  • Open Your Account With An Initial Deposit As Low As $1,000.00
  • We Offer 1 To 5 Year Terms
  • Add Money To Your Certificate At Any Time Prior To Maturity Without Changing Your rate Of Interest Or Maturity Date
  • No Monthly Or Yearly Fees
  • Payroll Deduction Available

IRAs

IRA Savings (Roth and Traditional)

  • Open your account with as little as $25.00 with automatic payroll deduction or $250.00 with periodic deposits.
  • No monthly or yearly fees
  • Add to your account at anytime, subject to IRS limitations
  • Qualified penalty-free withdrawals may be available

Coverdell Education Savings Account

  • Open your account with as little as $25.00 with automatic payroll deduction or $250.00 with periodic deposits
  • Contributions can only be made for individuals under the age of 18
  • May be used penalty-free for qualified educational expenses subject to IRS limitations
  • Savings and Certificates available
  • No monthly or yearly fees

Money Market Savings

  • Open your account with an initial deposit of $2500
  • Tiered interest rates as your balance increases
  • Up to 6 withdrawal or transfer transactions per month without a monthly charge (after 6, $10 per transaction)
  • Interest calculated on average daily balance, posted monthly
  • Generally you will earn a higher rate of return than the regular savings account
  • Make unlimited deposits
  • Payroll deduction available

Christmas/Vacation Club

  • Open Your Account With An Initial Deposit of $5.00
  • Earn Daily Dividends / Posted Quarterly
  • Christmas club checks and transfers will be made by the 15th of November
  • No Monthly Service Fee
  • Payroll Deduction Is Available
  • Call the credit union for Vacation Club checks and transfers

Checking

Share Drafts

  • Open Your Account With An Initial Deposit of $100.00
  • No Monthly Service Fees
  • No Per Check Charges
  • Overdraft Protection Available
  • First Set of Checks Free
  • Dividends Earned On Average Daily Balance of $1,000 or More
  • Receive a monthly statement indicating checks cleared and details regarding your accounts at the credit union
  • Payroll Deduction Available
  • Fee free Star ATM card or VISA debit card available

Credit Card

  • Platinum VISA
  • Classic VISA
 
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